Portugal Beneficiary

Before making a payment to a Portugal bank account, you must add the account as a beneficiary. Portugal supports two transfer types: BANK (EUR via SEPA) and SWIFT (USD).

Below is a sample request for creating a Portugal BANK beneficiary:

cURL

curl --location '{{baseURL}}/beneficiaries' \
--header 'Content-Type: application/json' \
--header 'Authorization: Bearer {{APIKEY}}' \
--data '{
  "reference": "<sample-reference>",
  "country": "PT",
  "currency": "EUR",
  "destination": {
    "type": "BANK",
    "accountName": "João Silva",
    "accountNumber": "PT50000201231234567890154",
    "remittancePurpose": "FAMILY_SUPPORT",
    "beneficiary": {
      "type": "INDIVIDUAL",
      "country": "PT",
      "city": "Lisbon",
      "postCode": "1269-037",
      "address": "Avenida da Liberdade 10"
    },
    "sender": {
      "type": "INDIVIDUAL",
      "accountName": "John Smith",
      "country": "US",
      "city": "New York",
      "address": "123 Main St",
      "postCode": "10001",
      "dateOfBirth": "1985-03-15",
      "countryOfBirth": "US"
    }
  }
}'

The parameters for adding Portugal BANK beneficiaries are:

Parameter	Description	Required
country	Country of beneficiary payload. Must be `PT`.	✅
currency	Currency of transfer. Must be `EUR`.	✅
destination.type	Destination type. Must be `BANK`.	✅
accountName	Beneficiary account name.	✅
accountNumber	Beneficiary IBAN (25 chars, no spaces).	✅
remittancePurpose	Remittance purpose. Must be one of the supported enumerations below.	✅

💡

The remittance purpose for BANK transfers can be any one of the following values: COMPUTER_SERVICES, FAMILY_SUPPORT, EDUCATION, GIFT_AND_DONATION, MAINTENANCE_EXPENSES, TRAVEL, CONSTRUCTION_EXPENSES, ADVISORY_FEES, BUSINESS_INSURANCE, INSURANCE_CLAIMS, EXPORTED_GOODS, SERVICE_CHARGES, LOAN_PAYMENT, PROPERTY_PURCHASE, PROPERTY_RENTAL, TAX_PAYMENT, UTILITY_BILLS, PERSONAL_TRANSFER, SALARY_PAYMENT.

Sender Parameters (Business)

Parameter	Description	Required
sender[type]	Must be `BUSINESS`.	✅
sender[accountName]	Sender account name.	✅
sender[country]	Sender country.	✅
sender[city]	Sender city.	✅
sender[address]	Sender address.	✅
sender[postCode]	Sender postal code.	✅
sender[businessRegistrationNumber]	Business registration number.	✅

Sender Parameters (Individual)

Parameter	Description	Required
sender[type]	Must be `INDIVIDUAL`.	✅
sender[accountName]	Sender account name.	✅
sender[country]	Sender country.	✅
sender[city]	Sender city.	✅
sender[address]	Sender address.	✅
sender[postCode]	Sender postal code.	✅
sender[dateOfBirth]	Sender date of birth (YYYY-MM-DD).	✅
sender[countryOfBirth]	Sender country of birth.	✅

Beneficiary Parameters

Parameter	Description	Required
beneficiary[type]	Must be `INDIVIDUAL` or `BUSINESS`.	✅
beneficiary[country]	Beneficiary country.	✅
beneficiary[city]	Beneficiary city.	✅
beneficiary[postCode]	Beneficiary postal code.	✅
beneficiary[address]	Beneficiary address.	✅

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